Your Finances

1 Finding the Right Checking Account for You

2 Understanding Your Debt Load

3 Working with Creditors

4 What Your Credit Score Means

5 Balancing a Checking Account

6 Understanding Your Credit Report

7 Understanding Credit Costs

8 Use Direct Deposit to Build Savings

9 Why Budgets Fail

10 Popular Budgeting Methods

11 Using a Debit Card

12 Putting Money in a Certificate of Deposit (CD) Account

13 The Benefits of Prepaid Cards

14 Savings vs. Money Market Accounts

15 Types of Retirement Plans

16 Direct Deposit and Paycheck Allocations

17 Tuition Reimbursement

18 Life and Disability Insurance Plans

19 Relocation Assistance

20 The True Cost of Buying on Credit

21 Little Cuts to Save You Money

22 The Wonders of Compounded Interest

23 Spending on Your Child

24 Understanding Money

25 Allowances and Children

26 Common Phone Scams

27 Smart Spending

28 Taking Care of Elderly Parents

29 Getting Married

30 Renting Your First Apartment

31 Avoiding Non-Sufficient Fund and Overdraft Fees

32 Paying Off Debts with the Snowball Strategy

33 About Those Interest-Free Offers

34 Consumer Privacy

35 Protecting Your Identity While Travelling

36 Credit, Debit and Fraud Prevention

37 Website Password Strategies

38 Learning to Save

39 The Avalanche Debt Repayment Method

40 Should You Withdraw Funds from Your 401(k)?

41 How Loan Amortization Works

42 Using a Personal Line of Credit

43 The Zero-Based Budgeting Method

44 Getting Organized for Bill Payment

45 The Fair Credit Reporting Act

46 Should You Transfer Account Balances?

47 Secured vs. Unsecured Loans

48 Try the Envelope Budgeting Method

49 Getting Your Child’s Finances ‘Move-Out’ Ready

50 Asking for a Raise

51 Keep Your Winter Energy Bills Under Control

52 Shopping Safely Online

53 What to Do With a Lump Sum of Money

54 Add to Your Monthly Payment and Save Money

55 Consumer Reporting Agencies

56 Calculating Annual Percentage Rates

57 Living a ‘Credit-Free’ Life

58 The Fair Debt Collection Practices Act

59 Teaching Your Children about Gift Buying

60 Consolidating Your Debt

61 Starting a Budget

62 Keeping Your Mobile Phone Secure

63 Good Debt, Bad Debt

64 Cosigning a Loan

65 Refinancing an Auto Loan

66 How Much Should You Spend on Rent?

67 Getting By on a Minimum Wage Job

68 Finding the Right Auto Insurance

69 Insurance Tips for Homeowners

70 Factors That Impact Life Insurance Premiums

71 How Much Life Insurance Do You Need?

72 Boosting Your FICO Score

73 Term vs. Whole Life Insurance

74 Is Travel Insurance a Good Idea?

75 After You’ve Paid Off Your Credit Cards

76 The Impact of Saving More

77 Calculate Your Life Insurance Needs

78 Calculate Your Disability Insurance Needs

79 Calculate Your Long Term Care Needs

80 Save for Long Term Care

81 The Value of Your Future Earnings

82 Spare Change

83 Should You Work Outside of the Home?

84 Health Savings Account or Traditional Health Plan?

85 Meet a Debt Payoff Goal

86 Increase Your Monthly Payment

87 Are Credit Card Balance Transfers Worth It?

88 Compare Two Vehicle Loans

89 Compare Vehicle Loans by Term

90 Make Bi-Weekly Payments

91 Save or Pay Off Debt?

92 Use a Lump Sum to Pay Down Debt

93 Debt Consolidation

94 How Long Will it Take to Pay Off a Credit Card?

95 Low Rate or Cash Back?

96 Save Towards a Goal

97 Save to be a Millionaire

98 The Benefits of Compounding

99 How Much Am I Spending?

100 Calculate Your Net Worth

101 Household Cash Flow Tracker

102 Balance Your Checkbook

103 Calculate a Vehicle Payment

104 Reading a Car Window Sticker

105 Preparing Financially for a Special Needs Child

106 Cost of Printing Got You Down?

107 Dropping Collision from Your Auto Coverage

108 Renter Mistakes to Avoid

109 Your COBRA Health Insurance Rights

110 Avoiding the Minimum Payment Trap

111 Don’t Let DIY Projects Empty Your Wallet

112 A Financial “To-Do List” When You Move

113 If Your Spouse-to-be Has Serious Debt Problems

114 Can Credit Counseling Help?

115 Buying an Engagement Ring

116 Taking a ‘Staycation’

117 Comparing Products Online

118 Buying or Leasing a Vehicle

119 The Best Time to Buy

120 Vehicle Affordability by Loan Term

121 Gas Mileage Savings with a Fuel Efficient Vehicle

122 Purchase or Lease a Vehicle

123 Understanding Car Leases

124 The Pros and Cons of Retail Credit

125 Extended Warranties & Service Contracts

126 How Overspending Can Derail a Budget

127 Tracking what You Spend

128 Making a Major Purchase

129 Curing Bad Overspending Habits

130 Mortgage Relief Scams

131 The End of a Marriage

132 Rebuilding Credit After Bankruptcy

133 If You’re Facing Bankruptcy

134 Avoiding Costly Car Repair Mistakes

135 Suddenly Unemployed

136 A Death in the Family

137 Helping Your Parents with their Finances

138 In Case of Medical Emergency

139 Dealing with a Home Foreclosure

140 Employer-Sponsored Retirement Plans

141 Protecting Your Home When You’re on Vacation

142 Saving Money by Moving Back Home

143 Taking Your Retirement Plan with You

144 Purchasing a Vehicle

145 Understanding Your Paycheck

146 Reducing Your Spending

147 Banking Basics

148 Consumer Privacy

149 Understanding Employee Benefits

150 How to Create a Useful Budget

151 Budgeting Basics

152 Managing Debt

153 Loan Basics

154 Standards for Tipping

155 5 Tips for Raising Financially Savvy Kids

156 Debt Payoff Strategies

157 Should You Get a Second Job?

158 Dealing with Large Medical Bills

159 Grocery Shopping Tips for Singles

160 Leading a Car-Free Life

161 Are Kids Sports Draining Your Bank Account?

162 Is Your Mobile Phone Bill Out of Control?

163 Are Paper Checks Still Relevant?

164 Introducing Your Teen to Banking

165 How Christmas Clubs Get You Ready for Christmas

166 What Will My Savings Be Worth?

167 Budgeting a Savings Plan

168 Save for a Rainy Day

169 Protect Yourself from Predatory Lenders

170 Exchange Rate Basics

171 Are You Prepared Financially for a Natural Disaster?

172 When Your Home is a Money Pit

173 Saving Big by Buying Used

174 Smart Purchases to Make on Credit

175 Building a Credit Reputation

176 Use a Side Hustle to Pay Off Debt

177 Saving Money While on Vacation

178 Going from Homeowner to Renter

179 Housing Scams to Avoid

180 Setting up Tax Withholding

181 Quality of Life and Wellness Benefits

182 Is it Time to Use CDs for Investing Again?

183 Your Annual Credit Report Review

184 Becoming a Parent

185 Preparing Holiday Meals on a Budget

186 Don’t Let the Holidays Bust Your Budget

187 Are There Leaks in Your Finances?

188 Budgeting on Irregular Income

189 Preparing for an Economic Downturn

190 Qualifying for Your First Apartment

191 Do Grocery Delivery Subscriptions Make Sense?

192 Teaching Your Child to Count Money

193 Are You Maximizing Your ‘Cash Back’?

194 Becoming Financially Independent

195 What Do You Need in Your Wallet?

196 Dealing with Dynamic Pricing

197 The Pros and Cons of Cash Advances

198 Repair or Replace it?

199 Staying Frugal without Becoming Cheap

200 Avoid These Car Leasing Mistakes

201 The Financial Side of Dating

202 Things Your High Schooler Should Know About Money

203 Things Your Middle Schooler Should Know About Money

204 Building a Cash Wedding Registry

205 Find the Best Holiday Shopping Deals

206 First Paycheck? Do These Things First

207 Making Financial Preparations for Maternity Leave

208 Should You Take the Travel Insurance?

209 Things Your Grade Schooler Should Know About Money

210 Things Your Pre-Schooler Should Know About Money

211 Debit or Credit Card?

212 Maximizing Credit Card Rewards

213 Choosing a Credit Card

214 The Basics of Mobile Payments

215 50 Services

216 Getting Out of a Car Lease

217 Maximize Your Car’s Trade-In Value

218 Good Reasons to Borrow Money

219 Reach Your Health Savings Account Goal

220 Identity Theft and Fraud

221 Understanding the “Dark Web”

222 Preparing Financially for a Climate Changing World

223 Reducing Food Waste at Home

224 Searching for Unclaimed Money

225 Upcycling Basic Household Items

226 Shopping Strategies for Holiday Deals

227 How Safe is Your Money?

228 Accelerating Repayment on a Loan

229 Creating a Power of Attorney

230 Evaluating Credit Card Reward Programs

231 What to do with a Financial Windfall

232 Becoming a One-Car Family

233 Alternatives to Pay Day Lenders

234 The Minimalist Model

235 Making a Comeback from a Financial Setback

236 Financing a Home Solar Project

237 Performing a Home Energy Audit

238 Are Food Delivery Services Right for Me?

239 Introduction to Online Billpay

240 What is a Cryptocurrency?

241 Stop the Robocalls!

242 Financial Basics for Service Members

243 What is a Spoofing Attack?

244 Saving Money When You Join a Gym

245 Vehicle Financing Options

246 Finding Online Coupons

247 Roommate Finance Management

248 The Pros and Cons of Loan Protection Insurance

249 Manage Moving Expenses

250 Types of Health Insurance Plans

251 7 Ways to Use Your Tax Refund

252 Prioritizing How You Repay Debt

253 Calculating Your Disposable Income

254 Measuring the Cost of Living

255 Digital (or Virtual) Credit Cards

256 Buying Your First Electric Car

257 Should You Get a Prenup?

258 Are Credit Repair Services Worth It?

259 Peer-to-Peer Payment Tools

260 25 Budget Cuts You Can Make

261 What’s Your Password Strategy?

262 Working Through Credit Issues with a Spouse

263 Digital and Mobile Wallet Basics

264 What is Estate Planning

265 What to Do When You’re Short On Money

266 Categorizing and Tracking Your Expenses

267 The Difference Between Spending Less and Saving Money

268 The Ins and Outs of Credit Scores

269 Building a Rainy Day Savings Fund

270 Disputing a Credit Card Transaction

271 Protecting Yourself Against Medical Identity Theft

272 Understanding Your W-2 Form

273 Simplified Employee Pension (SEP) Plans

274 If You’re a 1099 Employee

275 Protecting Your Family Against Child Identity Theft

276 Going Cashless

277 Negotiating a Job Offer

278 Understanding Matching Contributions

279 How Credit Card Dumps Work

280 What Is Skimming?

281 The Cost of Homeschooling

282 Understanding Payroll Taxes

283 What is a Defined Benefit Plan?

284 What is a Profit-Sharing Plan?

285 How Do Employee Stock Ownership Plans (ESOPs) Work?

286 An Overview of 401(k) Plans

287 Filling Out a W-4 Form

288 Making Only Minimum Payments

289 What Is a Credit Reference?

290 Furnishing Your New Space

291 What Is Umbrella Insurance?

292 Using a Sinking Fund to Save

293 How Inflation Impacts Your Finances

294 Selling Your Car

295 Understanding Roadside Assistance Insurance

296 What Is Social Commerce?

297 Understanding Pension Plans

298 Smart Ways to Spend Your Tax Refund

299 The Benefits of Online Banking

300 How Many Credit Cards Should You Have?

301 Lower Your Credit Card Rate

302 How Credit Card Utilization Impacts Your Credit Score

303 Understanding Credit Card Interest

304 Understanding a Small Saver Certificate (SSC)

305 Dealing With High Gas Prices

306 Making Sustainable Food Choices

307 New Year? New Budget Resolution

308 Challenge Your Budget Cutting Skills

309 Saving on Back-to-School

310 Are You Eligible for a 403(b) Plan?

311 Reviewing Your Retirement Plan

312 Stop Living Paycheck to Paycheck

313 Flexible Spending Accounts for Medical and Dependent Care

314 Cutting the Cable and Saving Money

315 Laddering Strategies for CDs

316 Employed Again? Do These Things First

317 Budgeting For Your Big Day

318 How to Use a Password Manager

319 Protect Yourself from Identity Theft

320 Managing Your Child Care Expenses

321 Bump-Up CDs vs. Step-Up CDs

322 Selling a Home That is Financially Underwater

323 Avoiding Tax Penalties

324 What Is a Custodial IRA?

325 Auto Insurance and Teen Drivers

326 If You’re a Victim of a Data Breach

327 What is Financial Therapy?

328 Considering a Financial Caregiver

329 How a Smart Home Can Save You Money

330 Why Your Credit Utilization Ratio Matters

331 Safe Practices for Mobile Banking