Business Checking Accounts

From basic to complex, and everything in between, we have a business checking account for you.

Visit Us 
Jump to a section:

Business Interest Checking

Are you a sole proprietor or not-for-profit? The Business Interest Checking account may be right for you.

  • Minimum to open: $50
  • Minimum required balance: $1,500
  • Monthly service charge: Only $7 if minimum daily balance falls below $1,500
  • Free monthly transactions: 1,000
  • Coin and currency deposits: Up to $10,000 per month for free
  • Free business debit card
  • Free Online and Mobile Banking
  • Free Bill Pay

A Business Interest Checking account allows organizations to earn interest on your checking account balance. If you don’t have complex financial needs, this account may be right for you. When interest rates are high, this account can be your best move. Keep in mind, a Business Interest Checking account requires a minimum daily balance to avoid monthly fees*. 

It also comes with a free business debit card, so you can make purchases, track business expenses and get everyday cash access at approximately 40,000 MoneyPass® ATMs nationwide.

Find Your Branch 

Commercial Checking

For the complex business, Commercial Checking meets your needs. This may be right if your business has more than 1,000 monthly transactions.

  • Minimum to open: $50
  • Monthly service charge: $15
  • Coin and Currency Deposits: $.08 fee per $100 deposit
  • Earnings credit allowance on deposit balances may offset activity fees
  • Free business debit card
  • Free Online and Mobile Banking
  • Free Bill Pay

When your business banking is complex, you need an account that makes it easy to keep up. That’s why we offer a Commercial Checking account. In addition to the basic Business Online and Mobile Banking features, with this account, you’ll have access to advanced digital banking services. From receivables to payroll, from investments to lending, we’re here to support you. 

It also comes with a free business debit card, so you can make purchases, track business expenses and get everyday cash access at approximately 40,000 MoneyPass® ATMs nationwide.

Find Your Branch 

Simply Free Business Checking

Perfect for most businesses! Simply Free allows you to focus on the day-to-day without worrying about a minimum balance.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly service charge: $0
  • Free monthly transactions: 1,000
  • Coin and Currency Deposits: Up to $10,000 per month for free
  • Free business debit card
  • Free Online and Mobile Banking
  • Free Bill Pay

A Simply Free Business Checking account gives you access to the essential business banking features. It’s free, so you don’t have to stress about meeting a minimum balance requirement or incurring a monthly service charge. It’s simple and gives you access to Business Online Banking. 

 
Plus, you’ll receive a free business debit card! This allows you to make purchases, track business expenses and get everyday cash access at approximately 40,000 MoneyPass® ATMs nationwide.

Find Your Branch 

Convenient & Secure. That’s Business Online Banking.

Access your business accounts from anywhere, any time thanks to our enhanced Online and Mobile Banking. Get to know what’s new — we think you’ll like what you see.

See What’s New 
Simply Free Busines CheckingBusiness Interest CheckingCommerical Checking
Who is this for?

Perfect for most businesses

Designed for sole proprietorships
and not-for-profits

For businesses with more
complex banking needs

Minimum Opening Balance$50$50$50
Free Monthly Transaction Items1,0001,000
Monthly Service Charge–Only $7 if minimum daily balance falls below $1,500*$15
Coin and Currency DepositsUp to $10,000 per month for freeUp to $10,000 per month for free$.08 fee per $100 deposit
Earnings Credit––Yes
Interest Bearing–Yes–

    Business lending when you need a hand

    We are unwavering in our commitment to helping community businesses flourish. When it’s time to grow, we’re here to help.

    Get Started with business lending

    Designed for Better Business

    Every business service we offer is designed to help you succeed.

    New to business?

    Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.
    Download Now 

    Business Knowledge Hub

    Get financial insights, education and advice to help you run your business. 

    Total Employee Compensation Package

    The cost of an employee is more than their salary. Hiring an employee often involves paying a portion of their social security, medicare and unemployment taxes. Many companies offer benefits…
    View Resource

    Pay-per-Click Advertising ROI

    There are many marketing opportunities available to internet-based businesses. One of those is ‘pay-per-click’ advertising, whereby you only pay when somebody clicks on a link to your site, rather than…
    View Resource

    Business Lines of Credit

    Cash flow is an ongoing concern of most every business owner, whether they are just in the startup phase or have been in business for years. A business line of…
    View Resource

    Keep Your ACH Transactions Compliant with NACHA Requirements

    Often for small to medium businesses and even some larger businesses, it is not economical to have your own merchant account and be a merchant service provider. That’s why third-party…
    View Resource

    Becoming the Boss

    Owning your business means the freedom to set your hours, make your rules, and live your dream. It also means the chaos of setting up a company, meeting deadlines, dealing…
    View Resource

    Calculate Customer Lifetime Value

    How much is a customer worth to you? In order to really know that, its often important to look at the amount of business they’ll give you over the course…
    View Resource

    The Value of Your Business

    While there are potentially many ways to value a business, one popular method is using the discounted, or present value, of your estimated cash flow. This method takes your current…
    View Resource