Jump to a section:

Business Interest Checking

Are you a sole proprietor or not-for-profit? The Business Interest Checking account may be right for you.

  • Minimum to open: $50
  • Minimum required balance: $1,500
  • Monthly service charge: Only $7 if minimum daily balance falls below $1,500
  • Free monthly transactions: 1,000
  • Coin and currency deposits: Up to $10,000 per month for free
  • Free business debit card
  • Free Online and Mobile Banking
  • Free Bill Pay

A Business Interest Checking account allows organizations to earn interest on your checking account balance. If you don’t have complex financial needs, this account may be right for you. When interest rates are high, this account can be your best move. Keep in mind, a Business Interest Checking account requires a minimum daily balance to avoid monthly fees*. 

It also comes with a free business debit card, so you can make purchases, track business expenses and get everyday cash access at approximately 40,000 MoneyPass® ATMs nationwide.

Commercial Checking

For the complex business, Commercial Checking meets your needs. This may be right if your business has more than 1,000 monthly transactions.

  • Minimum to open: $50
  • Monthly service charge: $15
  • Coin and Currency Deposits: $.08 fee per $100 deposit
  • Earnings credit allowance on deposit balances may offset activity fees
  • Free business debit card
  • Free Online and Mobile Banking
  • Free Bill Pay

When your business banking is complex, you need an account that makes it easy to keep up. That’s why we offer a Commercial Checking account. In addition to the basic Business Online and Mobile Banking features, with this account, you’ll have access to advanced digital banking services. From receivables to payroll, from investments to lending, we’re here to support you. 

It also comes with a free business debit card, so you can make purchases, track business expenses and get everyday cash access at approximately 40,000 MoneyPass® ATMs nationwide.

Simply Free Business Checking

Perfect for most businesses! Simply Free allows you to focus on the day-to-day without worrying about a minimum balance.

  • Minimum to open: $50
  • Minimum required balance: $0
  • Monthly service charge: $0
  • Free monthly transactions: 1,000
  • Coin and Currency Deposits: Up to $10,000 per month for free
  • Free business debit card
  • Free Online and Mobile Banking
  • Free Bill Pay

A Simply Free Business Checking account gives you access to the essential business banking features. It’s free, so you don’t have to stress about meeting a minimum balance requirement or incurring a monthly service charge. It’s simple and gives you access to Business Online Banking. 

 
Plus, you’ll receive a free business debit card! This allows you to make purchases, track business expenses and get everyday cash access at approximately 40,000 MoneyPass® ATMs nationwide.

Convenient & Secure. That’s Business Online Banking.

Access your business accounts from anywhere, any time thanks to our enhanced Online and Mobile Banking. Get to know what’s new — we think you’ll like what you see.

Simply Free Busines CheckingBusiness Interest CheckingCommerical Checking
Who is this for?

Perfect for most businesses

Designed for sole proprietorships
and not-for-profits

For businesses with more
complex banking needs

Minimum Opening Balance$50$50$50
Free Monthly Transaction Items1,0001,000
Monthly Service ChargeOnly $7 if minimum daily balance falls below $1,500*$15
Coin and Currency DepositsUp to $10,000 per month for freeUp to $10,000 per month for free$.08 fee per $100 deposit
Earnings CreditYes
Interest BearingYes

    Business lending when you need a hand

    We are unwavering in our commitment to helping community businesses flourish. When it’s time to grow, we’re here to help.

    Designed for Better Business

    Every business service we offer is designed to help you succeed.

    New to business?

    Congratulations on taking the leap into entrepreneurship! Get the facts and guidance on business banking needs. Our guide makes it clear and easy.

    Business Knowledge Hub

    Get financial insights, education and advice to help you run your business. 

    Calculate a Business Loan Payment

    Repayment of a business loan requires that the borrower make a monthly payment back to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest…

    Managing Your Inventory

    Selling products or goods to customers is the reason many companies are in business. To be successful, that means you must have the products on hand for them to purchase.…

    Financial Ratios

    For the small businessperson, number crunching can be mind numbing. However, becoming conversant with a few core concepts can help you get an accurate view of how well your firm…

    Have a new employee? Take these steps with your bank to get them on board.

    No matter what field you’re in, hiring a new employee can be a busy time for your company. While managing all the necessary orientation tasks and administrative paperwork, it’s important…

    Internet Marketing Basics

    An online presence is a must for any business. According to eMarketer’s 2022 Global Ecommerce Forecast, they estimate that online sales in the U.S. will consistently grow between now and…

    Choosing the Right Name for Your Business Account

    So, you’re starting a new business? Congratulations! You’ve probably already chosen a great name, but have you thought about how that name will appear on your bank account? Titling your…

    Recordkeeping Basics

    Keeping your records up-to-date, in a safe place and for the required legal period is tedious, but essential for your small business. Whether you store them in a shoebox in…