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Using a Sinking Fund to Save

Hearing the name “sinking fund” may give you the wrong idea, mainly if you’ve never heard of one before. A sinking fund differs from a savings account because money is…
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Secured vs. Unsecured Loans

You have many decisions to make when shopping for a loan, and one of them is whether to obtain a secured or an unsecured loan. Whether you are familiar with…
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What Is Skimming?

Skimming is a form of identity theft that extracts credit card information when you use the card in a modified public card reader. Skimmers are typically installed on ATMs or…
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Vehicle Affordability by Loan Term

The purchase price of the vehicle you can afford is based on several factors, including the monthly payment you can afford to make, your down payment, net value of any…
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In Retirement

Ready to test your knowledge? You’ll have ten multiple choice questions to answer. Click on each question to reveal the question and multiple choice answers. After you’ve completed answering all…
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Should You Get a Prenup?

No one wants to think about ending a marriage before it even begins. However, the American Psychological Association reports that about 40 to 50 percent of married couples in the…
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Compare Vehicle Loans by Term

The term of your vehicle loan can make a big difference in what your monthly payment looks like. It can also have significant on the amount of interest you’ll pay…
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